In today's marketplace, it is very important for a buyer to obtain a mortgage pre-approval prior to seriously looking at homes to buy. This process does not take a lot of time, but does provide you, the buyer, with a level of assurance that you stand a good chance of obtaining a mortgage for a home in the price range stipulated in your pre-approval document.
It also focuses you to the correct home price range so that you do not end up disappointed not being able to buy a home today that is financially out of reach.
Finally, the pre-approval document is frequently required when an Agreement of Sale is submitted on a home. Sellers are less apt to negotiate an offer not knowing if the buyer is financially capable of buying the home.
You can obtain a mortgage pre-approval from a mortgage company of your choice or we can recommend a few to you that we have successfully worked with over the years.
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